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My favorite quarterly payments industry update has been released. I am a bit late in posting it due to a few client obligations, but better late than never. Again, this is from my long-time [...]

In a report just published by the British Retail Consortium (found here), an analysis of payment acceptance was done to determine the frequency (transaction share and dollar volume share) and [...]

The price for using that card… it’s simple. It’s just 80 basis points of the purchase price plus 17¢. Unless it’s for gas, where the 17¢ becomes 13¢. Or it’s a [...]

Our long-time colleague, John MacAllister at Dorado Industries, just released the latest edition of his Trendwatch. This is a must read for all payments executives. As is customary for him, [...]

The headline that shook things up yesterday is Visa’s intention to purchase Cybersource for $2 billion.  While few saw this coming (though former Visa Chief Executive Carl Pascarella has [...]

Just released today by the Minister of Finance, the Code of Conduct for the Credit and Debit Card Industry outlines business practice standards that the Canadian payments industry must adhere [...]

Cirrus is making the next major change on the pricing landscape. Its announced changes will be hitting later this month, targeted at ATM owners whose acquiring volume is less than their issuing [...]

Bucking the current trend of professing Ad Valorem Debit Interchange the root of all payments evil, The Kansas City Fed has released a new paper that concludes that Ad Valorem Debit Interchange [...]

Kendall Benton has written a white paper on the financial implications on innovation strategy.   Originally done for the Future of Fish project, it explores historical methods for innovation and [...]

Always a useful source and good intellectual read, the Kansas City Fed has released an update on Interchange legislation in the U.S. It definitely seems like legislating controls on the payments [...]